Meeting the Capital Needs of Beginning Farmers

One of the greatest barriers for next generation farmers is the enormous investment required for starting a farm operation. Not only can the cost of farmland be prohibitively high, but acquiring the necessary equipment and improvements can also be a significant financial challenge. Many next generation farmers have not had the opportunity to develop a financial track record that allows them to qualify for conventional loans. Such hurdles can be showstoppers for many seeking to follow their farm aspirations, but they don’t have to be.

Colorado Land Link has recently been exploring what opportunities exist in Colorado for next generation farmers to not only lease land but to purchase if they are so interested. Many excellent loan options exist out there to do exactly that, and Guidestone is developing resources that help Colorado Land Link applicants in reviewing and determining which federal or state loan program would best meet their start-up needs.

One such loaning agency is the Colorado chapter of the Farm Service Agency (FSA). Beginning farmer loans are available for real estate, livestock, inventory, and operations at very low interest rates. New producers who are looking to expand their operations may also qualify. Interested individuals may learn more about FSA Beginning Farmer loan programs by clicking here or find their local FSA county office here.

Other options that can help applicants navigate are offered through the Colorado Agriculture Development Authority (CADA), which has a Beginning Farmer Program that provides low interest loans to new farmers. The Colorado Rural Rehabilitation Corporation offers excellent loan opportunities to help beginning farmers get started as well. If qualified, there are real estate and livestock loans available for the full amount with no down payment.

Contact David Lynch, Colorado Land Link Director at David@GuidestoneColorado.org or 719.966.2237 if you are a beginning farmer with 10 years or less experience in farming and are interested in opportunities that will help you grow your farm dream. 

Farmhands 2014 Summer Programs Lead Instructors

This summer Guidestone has three lead instructors for our Farmhands Youth Education programs held at the Salida School Gardens on Holman Ave., the Hutchinson Homestead Ranch & Learning Center in Salida, The Morgan Center for Earth Literacy in Poncha Springs, and The Meadows Farms in Buena Vista. Here they are! Say hi if you see them around town and ask them what their favorite part of Farmhands is. They're pretty friendly, if you can't tell.

Ann Colbert 

Growing up in Colorado, Ann spent lots of time in the wilderness and in the garden developing a passion for the natural world, which inspired her to pursue a career in environmental studies. Ann has a BS in Natural Resources from Colorado State University and a MA in Teaching from Colorado College. Ann has worked as director and program instructor for a variety of land management agencies and non-profits in Colorado. Ann is currently Guidestone’s Education & Interpretation Specialist.

Karen Fortier

Karen combines two great loves in her life – teaching children and growing food – in her position as Education Specialist for Guidestone’s Farm to School Program. After spending 19 years in Alaska working as a Resource Education Park Ranger, she and her family moved to the Upper Arkansas Valley with the dream of growing more of their own food.

Suzanne Ward

Suzanne Ward is a Colorado native and a fourth generation farmer in the Arkansas River Valley. She and her husband Dave own and operate The Morgan Center in Poncha Springs, Colorado, where they do the Sacred Work of agriculture and Earth Literacy Education. Suzanne has a degree in Psychology from the University of Colorado, a teacher's certificate from the University of Alaska and a Masters in Education from Regis University in Denver. She taught grades preschool to sixth in the public schools for 25 years. Suzanne spent a year on an organic farm in New Jersey in 2004, where she interned teaching Earth Literacy. She has certificates in Master Gardener, Master Food Safety and Food Preservation, and Permaculture. Suzanne and her husband, Dave, co-founded and serve on the board of the Central Colorado Foodshed Alliance. Earth Education and reviving local foods are her passions. 

Farmhands and the Art of Growing Food

Guidestone’s Farmhands Youth Education programs have one overarching goal that guides every one of our programs: to teach kids the art of growing food. ‘Art,’ derived from the Latin ars, can refer to “a skill at doing a specified thing, typically one acquired through practice.” The art of growing food incorporates many different elements - like learning a sport or a musical instrument - yet when combined creates a skill that is a comprehensive whole that can be honed over time through practice, dedication, and joy. The art of growing food can be developed everyday - whether we’re in the garden, at a restaurant, in the kitchen, or at the market.

Guidestone’s Farmhands Youth Education programs get kids started down the path towards the art of growing food by first introducing them to the sheer sensory joy of beingconnected to the earth and its systems that allow us to grow food. You just can’t stop kids from having a good time when it comes to this stuff, whether they’re welcoming chickens to their new coop at the Hutchinson Homestead Ranch and Learning Center by preparing roosts and nesting boxes, or helping plant, weed, and harvest vegetables from the Salida School Garden that will eventually be served in local school cafeterias.

We hope that our Farmhands participants always continue to revel in the wonderful intersection of nature and culture that is agriculture, and bring this interest forward with them in life. As adults, no matter what their professions and interests become, we hope their Farmhands experiences in the art of growing food will help them to be thoughtful consumers and instill a lifelong respect for food and the people that produce it.

If you have little ones, please join us this summer for an exciting lineup of programs in Salida at the Hutchinson Homestead Ranch and Learning Center, the Morgan Center for Earth Literacy in Poncha Springs, and the Salida School Gardens. From gardens, to pigs, chickens, sheep, and goats, and historic homesteaders, we’ve got it all! 

Click HERE for more info on all our offerings this summer and to sign-up. And if you believe in what we do, consider helping Guidestone reach its “Spring for Guidestone!” campaign fundraising goal of $10,000 before July 9th by making a donation here so we can continue providing great programming like this for years to come. Thank you so much!

*written by Guidestone's OSM/VISTA member Gunnar Paulsen

Farm Succession Planning: A Critical Issue

*This is the 2^nd in a series written by Guidestone’s AmeriCorps OSM/VISTA member Gunnar Paulsen about Guidestone’s Colorado Land Link events forthcoming in March - the 2^nd Annual Land Link Forum and Certified Farm Succession Training.

Across America awareness is growing that we must support the dreams of the next generation of farmers and ranchers if we are to have healthy, economically viable food systems. The lack of capital and the rising cost of farmland have been touted as the two most significant barriers to land access for beginning producers. Yet, too often overlooked are “studies [that] show that over two-thirds of retiring farmers do not have identified successors and nearly 90% of farm owners neither had an exit strategy nor knew know how to develop one” (FarmLASTS Project Exec. Summary 2010).

In the U.S. it has historically been the case that when a farmer or rancher retired, an heir would step up and take over the family business and land. This kept the family legacy alive and was also a way to keep farming affordable for those that chose to pursue it. Yet, as reported in the FarmLASTS Project of 2010:

This traditional succession model of farmland transfer—passing a farm from an older generation to a younger one within the same family through purchase, gift, or inheritance—accounted for only about half of farmland acquisitions in the early 1990s. And in a Wisconsin study undertaken later in the decade, only 20 percent of beginning dairy farmers entered farming by taking over a family operation. It seems that the family succession pattern may be shrinking and alternative paths to farm entry may be increasing in importance.

In addition to this trend, American farming faces another alarming statistic: according to census data over 30 percent of farmers are over 65, and as those farmers retire over the next 15 years, approximately 70 percent of farmland is set to change hands (Kohn and White 2001). This level of change is unprecedented. And farmland isn’t always guaranteed to remain farmland during this transfer. In addition to industrial or residential expansion, Colorado farmers and ranchers face increasing pressure from municipalities to sell their water rights, without which a piece of land can no longer be used for agricultural production.

Many issues must be addressed to ensure the viability and vibrancy of our agricultural communities across Colorado and America, and one tool to address these immediate needs is Farm Succession Planning.

Farm succession planning is a complex process. At the most basic, it is the process of laying out a roadmap that charts the course of passing on land or agricultural enterprises to the next generation without also passing on crippling financial burdens. Considering that inheritance has traditionally been the means of transfer, farm succession planning is a relatively new service. And given the subject matter, engaging the topic is often emotionally and financially complex.

Those are a few of the reasons that support the development of a statewide network of Certified Farm Succession Coordinators who can reach out to families and walk them through this process to ensure their legacy goals are met and that agriculture continues to thrive across Colorado.

To this end, Guidestone has organized a Certified Farm Succession Coordinator Training (CFSCT) to take place March 4-6th at Mt. Princeton Hot Springs Resort in Nathrop, Colorado. This event will be facilitated by the International Farm Transition Network and will provide professionals the tools they need to engage in this emerging and increasingly important field. 

Directly after the CFSCT, Guidestone will present the 2nd Annual Land Link Forum with this year’s theme of Farm Succession Planning. The Forum is an opportunity for retiring farmers and ranchers, non-farming landowners, agriculture service providers, as well as the next generation of farmers to learn about all aspects of farm succession. There will be targeted workshops on conservation for landowners, financing opportunities for new and existing producers, and stories from young farmers and ranchers who have secured land tenure, including beneficiaries of Colorado Land Link services. 

There’s still time to register for both events; the deadline to register is February 28^th. Find more information here.

Leland Swenson on the Value of Land Link Programs

*This is the first in a series of posts written by Guidestone’s AmeriCorps OSM/VISTA member Gunnar Paulsen about Guidestone’s Colorado Land Link events forthcoming in March - the 2^nd Annual Land Link Forum and Certified Farm Succession Training. Stay tuned to learn more about Farm Succession, Conservation Tools for Farm Succession Planning, and a Colorado Land Link success story.

I recently had a chance to speak with Leland Swenson, keynote speaker for Guidestone’s 2^nd Annual Land Link Forum, and ask him a few questions about the role of Land Link programs in the farmland access puzzle in Colorado and across the country. A lifelong agricultural advocate, Leland has held positions including Executive Vice President of Rocky Mountain Farmers Union, President of the National Farmers Union, and is currently the State Executive Director of the Colorado Farm Service Agency.

In addition to that impressive list of leadership positions, Leland has held tenure on the California FarmLink board of directors. Established in 1999, California FarmLink is one of the most accomplished Land Link programs in the country, assisting with upwards of “125 successful leases, partnerships, and other arrangements tailored to the needs of the landowners and growers.” Leland said of his time there that “we were the only program out there helping with younger producers” and that “California FarmLink became “the program that gained the support of the banking interests and the Farm Service Agency and all its programs.” California FarmLink now holds direct lender status from the Department of Corporations, and provided 23 direct loans between $5,000 and $25,000 to small-scale farmers.

Leland Swenson

I asked Leland for his perspective on the role of Land Link considering the statistic widely publicized by the University of Vermont’s FarmLASTS Project that 70% of farmland, or approximately 400 million acres, is set to change hands within the next 15 years: “Its exciting to see the Colorado Land Link Program continue to grow and make connections with CSU Extension, and this growth comes at a very important time when the age of farmers continues to climb.” Leland emphasized how Land Link supports the core of rural communities, farmers, by helping them find access to land and technical resources that will help them succeed. “It really is an exciting time,” said Leland, citing national trends to support the next generation, including USDA Secretary of Agriculture Tom Vilsack’s creation of the Advisory Committee on Beginning Farmers and Ranchers, increased access to community banks, and rural development assistance for agriculture.

When asked about the Colorado Farm Service Agency’s role in assisting with farm transfer issues, Leland highlighted that there are offices across the state where “producers can go close to home to get advice and services they need from real people – from people who live in those communities.” These services include farm loans, commodity programs, and conservations. For a list of county offices, click here; and for a detailed list of CO FSA programs click here.

If you’d like to hear more from Leland, the 2^nd Annual Land Link Forum presents a few opportunities: join us for the whole event and hear Leland’s keynote address “Preserving Colorado Agriculture” on Friday over dinner, then on Saturday join the breakout session Leland will be leading, “Financing Opportunities for New and Existing Farmers and Ranchers.” If you aren't able to join us for the entire Forum, there are also registration options for either Friday or Saturday. To learn more about the event and to register, please click here.